Mortgages

Save your time and allow Life Division to do all the legwork for you.  Let us search and compare a whole range of mortgage and loan deals. Talk to Life Division at a time to suit you. Using our expert and professional advice will help you to obtain the most suitable deal for you and could make you substantial savings.

At Life Division we listen to your individual requirements and then help you every step of the way. We’ll help you choose the right mortgage from the dozens of banks, building societies and specialist lenders who have products available throughout the lending market.

We do this by using our experience of the mortgage market combined with technology including exclusive products not available to the general public.

Life Division works for you. Our job is to find you the mortgage or loan that matches your needs and then handle the paperwork from start to finish.

You might be purchasing a property in the UK, you might be looking to remortgage your current loan to raise more finance or take advantage of better terms or interest rates; you might have a need for commercial or bridging finance or indeed any number of particular circumstances that would mean you will benefit from the expertise of Life Division.

In addition we will discuss and propose suitable insurance products to protect you and your family, protect your home and your ability to maintain mortgage repayments in the event of a loss of income resulting from an accident, illness or redundancy.

Purchase

Looking to get on the property ladder?
Looking for that dream home?
Looking to buy as an investor?


Whatever your mortgage requirements, at Life Division we have access to a whole range of products to help you purchase property and therefore you can be sure that, as well as competitive and affordable monthly payments, you will have a mortgage suitable for your circumstances.

As a ‘First Time Buyer’ you may have a small deposit and therefore need a loan that covers a high proportion of the property purchase price. You might also want a ‘fixed cost to you’ loan, at least in the early years while you are adjusting to the expenses of running your home.

That ‘Dream Home’ may become possible with the help of Life Division, finding the mortgage that gives the means to make that next step.

The complexity of the ‘Buy to let’ Loans on the market can be made simple as we match the best mortgage to the characteristics of your particular rental property.

In many scenarios you may be able to include options which provide ‘flexibility’ in the way you manage your mortgage account.  You might wish to have the ability to overpay your monthly payments or to take the occasional month off, to take your mortgage to another property, to link to your bank or savings account and ‘offset’ the mortgage interest or to have additional funds to draw on at a later date with the minimum of fuss.

Remortgage


Changing the mortgage arrangements on your property can be the way to manage your financial situation in an effective and efficient manner.  At Life Division we will guide you through the mortgage products that can be used to remortgage your home.

You may wish to borrow additional funds to make improvements to the structure and fittings of your home, such as a new kitchen, a bathroom or an extension to create more space.

You might wish to raise capital to fund a significant purchase, for example a new car, to fund school fees, or have a holiday of a lifetime.

Or the additional funds may be used to combine a variety of debts, such as expensive credit cards and unsecured loans, bringing all the debts into one place - your mortgage - can often create significant reductions in overall monthly expenditure and release immediate financial pressures, though you must appreciate that this means such debts will remain in place for the length of your mortgage term and could cost significantly more in the long run.

Remortgaging your home could enable you to make the following improvements to your life:
  • A holiday home
  • A new car
  • Consolidate your debts
  • Home improvements
  • School fees
  • Or a straightforward swap to more competitive monthly repayments or benefits




Life Division will discuss the options and provide a quotation to match your requirements
    • First Name
    • *
    • Last Name
    • *
    • Date of Birth:
    • *
    • Type of mortgage required
    • Value of property or purchase price
    • *
    • Mortgage term required (years)
    • *
    • Telephone Number
    • *
    • Email Address
    • *
    • Any other information


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.