Buildings and Contents Insurance

Protect your home and its contents from a variety of risks

When taking out a mortgage you should review your home insurance arrangements.

Life Division can offer you comprehensive and competitive insurance so that you can be sure you are always adequately covered.

Buildings Insurance


As a condition of your mortgage you will have to take out Buildings Insurance. As a minimum, it should cover you up to the full costs of repairing or rebuilding your home in its present form. Buildings Insurance is available at different levels and usually includes cover for your home against risks such as fire, flood or subsidence.  You can select a higher level of cover to include full accidental damage.

Contents Insurance


Contents insurance which covers items such as furniture, carpets and similar belongings is optional but highly advisable.  Risks such as fire, flood and theft are usually covered under basic home insurance policies. More comprehensive cover is also available including extras such as full accidental damage, personal possessions and specified valuables.  Premium discounts may be available if you have an alarm system and some policies offer no claims bonuses.

Life Division will discuss the options and provide a quotation to match your requirements

    • Client 1
    • First Name
    • *
    • Last Name
    • *
    • Date of Birth:
    • *
    • Client 2
    • First Name
    • Last Name
    • Date of Birth:
    • Year property was built
    • *
    • Number of bedrooms
    • *
    • Type of property
    • How much do you currently pay?
    • *
    • Name of current Insurance company
    • *
    • Number of consecutive years held insurance
    • *
    • Any claims in the last 5 years?
    • Yes No
    • Telephone Number
    • *
    • Email Address
    • *
    • Any other information


Your home may be repossessed if you do not keep up repayments on your mortgage